How To Prepare For Marine Surveying In Ontario And Everywhere Else

By Stephen Hayes


If you are lucky enough to own a boat, or are considering purchasing one, you probably already know there are certain responsibilities that go with it. If you are taking out a loan in order to buy it, the financial institution will require a survey before it loans you money. The insurance company will survey it before issuing a policy. If the boat is damaged, the adjuster will want to come aboard and survey the extent of repairs needed. In order to prepare for marine surveying in Ontario and elsewhere, there are things you can do to speed the process along.

It is not a good idea to have a crowd of people on hand when the inspector comes to check your vessel. This is not the time to invite your children, grandparents, best friends, and co-workers for a ride. The surveyor needs room to carefully inspect the boat, and that will be hard to do if there are people in the way. Ideally it will only be you and the inspector on the boat during this process. If a pilot, navigator, or manager normally tends the vessel, it is appropriate to have them on hand.

There are usually more requests for surveys than there are surveyors to handle them. This makes their time very valuable. You should make certain you don't show up for the inspection late or without the items you need to be prepared. Your surveyor may be late for the appointment, but you should be on time and ready to wait.

Most boats have minimal storage compartments. That is why most owners keep their vessels extremely neat and clean. When you are expecting a surveyor, it is even more important to make a good impression. Any damage the inspector is assessing should be clear of debris. A well maintained appearance can have a positive effect on the final report.

While you are cleaning, you should remove all unnecessary gear. Extra equipment can get in the way of the inspection and cause delays if your inspector has to wait while you move extraneous items. You won't make a good impression, and the inspector may not even be able to complete the report without scheduling a return visit.

There is certain equipment that should remain on your vessel. This includes any tools that might be needed to removed panels. You cannot expect the surveyor to bring these items on board or to remove the panels. Liability issues prevent inspectors from altering the vessel in any way. Not only will you have to have tools available, you will need to know how to use them.

Don't be afraid to ask questions when you get the final report or when a loan officer or insurance representative contacts you with their decisions. These reports can be difficult to read for those unfamiliar with them. The inspector should be happy to explain anything that confuses you.

Sailing and fishing in deep water are pastimes that many people enjoy. Having your own boat and the freedom to come and go when you please is a luxury. It is important that you maintain your investment in order to make it last as long as possible.




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